Comprehensive Group Health Insurance
Kay Insurance Agency
Our experienced team will guide you through various healthcare coverage options, ensuring you receive the best protection for your group’s needs. Discover the ideal Group Health insurance today!
Group Health Insurance
Review the Plan: Carefully read through the details of the group health insurance plan, including coverage options, network providers, and any exclusions or limitations.
Know the Benefits: Familiarize yourself with the key benefits offered, such as preventive care, emergency services, and prescription drug coverage.
Understand the Coverage
We are committed to providing exceptional health insurance solutions tailored to meet the needs to groups and organizations. (South Korean and other Multinational corporations, Beauty products and Haircare manufacturers and wholesalers, Foreign educational institutions / schools in the country, Electric vehicle parts suppliers, Local representatives / Ground agents.)
Enrollment Proces
Eligibility: Ensure that all employees who need coverage are eligible according to the plan’s requirements.
Enrollment Period: Be aware of the open enrollment period and any special enrollment periods for new hires or qualifying life events.
Documentation: Collect and submit necessary documentation for each participant, including personal information and any required forms.
Communicate with Employee
Provide Information: Distribute clear information about the health insurance plan, including how to access benefits, use the insurance card, and contact customer support.
Answer Questions: Be prepared to answer questions about coverage, claims, and any procedures related to the insurance plan.
Claims and Administration
File Claims: Ensure that employees understand how to file claims for medical services. Provide guidance on filling out forms and submitting them to the insurance company.
Track Claims: Monitor the status of claims and assist employees with any issues or follow-ups needed.
Provide Support
Maintain Compliance
Review and Adjust
Contact Information: Share contact details for both the insurance provider and any internal contacts who can assist with insurance-related questions.
Resources: Offer resources such as informational brochures, FAQs, and online portals to help employees navigate their benefits.
Legal Requirements: Stay updated on relevant health insurance regulations and ensure that the group plan complies with federal and state laws.
Documentation: Keep thorough records of enrollment, claims, and communications with the insurance provider.
Annual Review: Conduct an annual review of the group health insurance plan to assess its effectiveness and suitability for your employees.
Seek Feedback: Gather feedback from employees about their experiences with the insurance plan and make adjustments as needed.
Handle Issues Promptly
Dispute Resolution: Address any issues or disputes with the insurance provider quickly and effectively.
Support Services: Provide support services to employees who encounter problems with their coverage or claims.
GLOBAL MEDICAL PLAN
The Global Medical Plan is designed for foreign companies operating in the United States, tailored to meet the needs of not only expatriates but also locally hired employees. Through a network in the U.S. and around the world, the program provides access to healthcare benefits during short- and long-term business trips and vacations abroad.
The Global Medical Plan offers one of the largest networks among major insurance carriers (UHC, Aetna, Cigna, Geo Blue) in the U.S. Additionally, all plans are provided as PPO Plans, allowing broad access to doctors and hospitals. Insurance benefits outside the U.S. are also included as a standard feature.
The Global Medical Plan has a global network that includes major hospitals in the U.S., South Korea, and other countries, providing convenient access to healthcare services. Even if you use non-network hospitals abroad, the medical coverage remains the same based on your chosen plan.